Civilservicebenefits.com
vs.
Fegli
Civilservicebenefits.com
Fixed premiums for life of policy *
No worrying about the policy price and face amount adjusting every five years like FEGLI
Unlimited coverage potential
You can get coverage face amounts in the millions if you need more protection.
Coverage will last beyond the retirement age of 65
We are trained and licensed to help seniors navigate Medicare.
Whole life policies with living benefits
IUL policies available
Final expense policies available
Term policies that can be converted to permanent policies
No medical exam is necessary.
Quick and easy approval at affordable rates
We work within your budget.
We can write policies in person or remotely.
You can apply for coverage now and pay at a later date.
You do not have to be in perfect health.
Most people we insure are on multiple medications and have multiple diagnoses.
Fegli
Premium increase every five years
Coverage amount limited by salary
You could lose up to 75 percent of your coverage at the retirement age of 65
Civilservicebenefits.com has seasoned, licensed agents that have been insuring clients collectively for over 50 years.
We have access to many A- rated carriers. This is important because we can shop rates and customize coverage based on things like health issues and budget. We have a dedicated 800 number that is answered 24 hours a day/7 days a week dedicated to civil service workers. We can service civil servants in all states.
